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"Education is the most powerful weapon which you can use to change the world”
– Nelson Mandela

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Q Case Question. 1. What are the advantages and disadvantages of using mobile banking systems for individuals and businesses? 2. What are the major dimensions that make different mobile payment systems attractive or unattractive to a) consumers, b) merchants, c) banks, and d) credit card companies? 3. Do you think there are forces encouraging the adoption of a dominant design in mobile banking systems? 4. What is likely to determine which mobile banking systems succeed?

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1. The advantages of using of phone for mobile banking service is that the customer gets the opportunities to check balance, transfer money and do various other work being at home and thus it has given the people lot of freedom in using banking services. The disadvantages that come along with the use of mobile in banking services are limitation on depositing the money or lack of personal banker relational and many more.